Investing the New Way

When most of us think of investing, we think of the stock market – investing in publicly traded equities. While most retail investors compete for the same, limited number of public companies listed on global exchanges, tens of millions of private businesses exist worldwide, many of which also seek to raise capital by issuing equity or borrowing from investors. Investing in private companies is not new, but for the most part, has only been accessible by institutional investors such as pension and endowment funds, charitable foundations and the ultra-high-net-worth. Until now.

We have exclusive access to retail friendly private businesses including private equity, private debt and private real estate. This means regardless of your investor accreditation status, you can access private securities through your Oakwater Wealth advisor.

Private securities generally provide portfolio stability and offset the volatility in equity and fixed income markets. Faced with historically low interest rates, bonds no longer do their job so the old 60/40 ‘balanced’ portfolio approach, no longer works.

Private Debt in Your Portfolio

Private debt, also referred to as privately negotiated loans outside of the tier-one financial system, provides investors with senior-secured positions in the capital stack making private lending an increasingly attractive option for portfolio diversification because it provides equity-like returns without the volatility.

While pension & endowment funds recognize the importance of diversification by including private debt and real estate in their portfolios, retail investors have a difficult time accessing alternatives to stocks and bonds. Private debt and real estate may provide portfolio stability and offset the volatility in equity and fixed income markets.

Goodbye 60/40

High interest rates during the 80s and 90s supported the case for the "balanced" portfolio. Today, volatile equity markets coupled with increasing interest rates and low return bonds have created headwinds for the investment community.

Hello 40/40/20

Factoring, Real Estate, and Mortgage Investment Corporations may provide portfolio stability with equity type returns.

Our True Wealth Process

Handling your net worth is a complex process that involves much more than your investment accounts. Our True Wealth model involves a multi-step process that takes our clients through a series of advisory meetings, including one with a tax lawyer.

Once the plan has been executed, a structured review program is implemented that includes regular comprehensive wealth management assessments as well as portfolio reviews.

Step 1

Current Financial Analysis

Step 2

In-Depth Goal Setting & Lifestyle Planning

Step 3

Wealth Plan - First Draft

Step 4

Wealth Plan - Final Draft

Step 5

Back Tested Portfolio Construction

Step 6

Estate Preservation Planning

Step 7

Living & Testamentary Trusts

Step 8

Annual Plan & Portfolio Review
I feel lucky and grateful to have had Dave Wallin as my investment guide for over a decade now - his collaborative and protective approach has been important to me in my retirement years. What I appreciate about Dave is his steadiness, clarity and calm when it comes to making decisions, as well as his integrity and his genuine interest in his clients.


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